SuperCharged Secret 1 of 5 Credit Card Utopia
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in conjunction with one another, is unlike anything you’ve ever seen before. I like to call this approach, the “5 SuperCharged Secrets to Credit Card Utopia.”
- SECRET 1: I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
- SECRET 2: INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
- SECRET 3: TURBO-CHARGED KILLER RATE SAVING INFORMATION!
- SECRET 4: YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER!
- SECRET 5: LIVING IN CREDIT CARD UTOPIA
Without further Ado, let’s get started:
SECRET 1: I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
1) How would you like a zero interest credit card?
WHAT? Did you say ZERO interest? That’s like 0.00%, or .0000000%, or nothing, or nada, or no interest? Tom! Can’t be!
2) Actually, that’s exactly what I mean.
You can have zero interest on a perfect day, or, can you live with 4% interest? I just received a credit card offer for 4% interest (which I turned down…), but if I needed it, that is completely reasonable, don’t you think?
3) You see, you are the consumer, and you have Low-Rate Super Powers!
This is a hot, credit-hungry market we’re in. There are banks and lending institutions that would do just about anything to entice you in to their little web of plastic loanery.
4) Here’s Secret #1 revealed:
Credit Card companies are competing with each other, by offering consumers like us, low-interest, to no interest, balance transfers on already existing debt. Granted, these are usually (but not always…) limited to a time period like 6 months…
But, what do you care? 6 months of zero interest is certainly MUCH better than 6 months of 19% interest, RIGHT?
5) The first, most important thing you need to do, is examine if you have outstanding balances on other credit cards. If you do, then wisen up!
Let me be your Dad for a second…”Stop being lazy!” Go shop for a new credit card, and ask them if they offer balance transfer opportunities. Virtually ALL OF THEM DO! When you get the answer you’re looking for, apply. They’ll send you a nifty letter in the mail with a bunch of blank checks. Have a feel day! Go pay off your other credit cards, transfer the balances, and start enjoying zero to low interest! Pretty cool, huh?
6) But TOM, what do I do in six months?
Oh please. You know what you need to do. Mark your calendar, or your Franklin Covey, or your PDA, or whatever you use, and repeat the procedure again in 6 months (hot-tip: look for no-time limit zero interest balance transfers.)
This is easy stuff, folks. But it does take a couple extra steps.
That’s why people AREN’T DOING IT, if you can believe that!
Well, it’s your turn to be the smart consumer, right? Take this BIG, HUGE, sensible first step, and you are well on your way to the pearly gates of Credit Card Utopia!
We’ve enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.
Publisher’s Directions:
This article may be freely distributed so long as the copyright, author’s information, disclaimer, and an active link (where possible) are included.
Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.
Tom Levine provides a solid, common sense approach to solving problems and answering questions relating to consumer loan products. His website seeks to provide free online resources for the consumer, including rate-watch, tips and articles, financial communication, news, and links to products and services. You can check out Tom’s website here: http://loanresource.org, or you can email Tom at info@loanresource.org.
Previous Articles Highlighter:
Gain 5 Horsepower This Weekend, For Practically Nothing By Nathan Morris (1)
This will cause the computer to believe that incoming air is slightly cooler, causing it to inject more fuel and advance the timing a tad. 4) Synthetic Oil - This is guaranteed to pick up 1-2 horsepower, as multiple dynos over the years have proved this fact.
Business Writing Tip Question Answer Format (2)
The Q & A format breaks up the information into smaller, more digestable chunks, and makes the content seem less formidable to readers.Question: But don't you need at least two people for this kind of format?
Start A Business For Under 1 (3)
A true Business Opportunity provides the best of both worlds, by combining the opportunity with the program.To illustrate this point, Consumer Mortgage Reduction Service provides a business opportunity that can be started for under $100 through their website at http://www.consumermortgagereduction.com, which gives the entrepreneur the choice of operating with or without hiring employees.
Strategies For Creating A Niche Business (4)
As part of the marketing analysis, we implemented 2 new marketing approaches. The result of these efforts identified his best marketing strategies.Customer AnalysisWe completed an exercise that identifies his current customers.
The Advantages Of Credit Cards (5)
If they ignore you, or the dispute is not settled then contact the credit card company. Usually you need to have your dispute in writing to the credit card company.
Being A Disciplined Home Business Boss (6)
While it is true you do not have to get up at daybreak and put on a suit and tie to drive to work, one does need to set a work schedule and stick to it.
A Dozen Tips For Starting An ImportExport Business (7)
This number is used on all related documents. 4. Find out about licensing requirements, if any. Many countries do not have licensing requirements for most products. However, if you are importing or exporting high-risk products (pharmaceuticals, liquor, chemicals, arms, certain food items and certain articles of apparel), you might need a license.
Consider Fuel Efficiency When Buying A Car By Fisher Swanson (8)
If gasoline is more expensive than $1.40, the costs will be even higher. A Sampling of Used Cars: 1994 Ford Explorer SUV (2WD) 5 year gas estimate = $5525 1994 Honda Accord Sedan 5 year gas estimate = $3885 1994 Honda Civic DX Sedan 5 year gas estimate = $2385 A Sampling of New Cars: 2004 Ford Explorer 2WD 5 year gas estimate = $6175 2004 Honda Accord 5 year gas estimate = $3750 2004 Honda Civic Hybrid 5 year gas estimate = $2235 2004 Toyota Prius Hybrid 5 year gas estimate = $1910 This is a small sampling of cars but you get the picture.
A Renewed View Of The Modern Business Culture (9)
But in abandoning a previous business structure, or, at least, heftily transforming it, one also stains the new business structure with corrupted ingredients of the said macro-culture. The business hybrid that emanates may not serve the good interest of the society; often, it does not, since it will tend to destabilize the existing macro-culture in assorted ways without an end in sight.In many ways, A's overwhelming success need not unsettle the calmness of B or any other business that faces a similar test or is in a similar position as B.
Ten Tips For Cross Cultural Communication (10)
When using humour think whether it will be understood in the other culture. For example, British sarcasm usually has a negative effect abroad.Maintain EtiquetteMany cultures have certain etiquette when communicating.
Ten Tips For Getting More Sales From Your Website (11)
"inspire", "send", "blast". (7) Give your visitors at least 3 order links (e.g. 1/3rd of the way down your page, 2/3rds the way down, and at the bottom).
The Three Basic Methods Of Car Pinstriping By Marc Deschamps (12)
Stencil tapes let you lay down stripes of different colors without waiting for the other stripes to dry. Stencil tape striping requires brushes: the pinstriping brush is the most important element for an excellent final result.
Attention PR Shoppers (13)
How much do you know about our services or products and employees? Have you had prior contact with us and were you pleased with the interchange? Have you experienced problems with our people or procedures?
The Ten Keys To Maximizing Employee Performance (14)
2. Be a systems thinker. Remind people of their interconnectedness and that something happening in one area affects all other areas. If people know how what they do impacts on others, they’ll try harder to do it well.3.
Warning Today’s Non Profit Credit Counselors Are Yesterday’s Bill Collectors (15)
If people go bankrupt, the creditors get virtually nothing. So why not figure out a way to get people to voluntarily pay much more than they would otherwise by going through bankruptcy?
Take It To The Customer (16)
Operate your lease purchase business as we do, as a business, and referrals will come to you, rather than you chasing the deals.2. Create a press kit. Getting quoted in the media or having an article written about your business is a great and inexpensive way to target your market.
Top Ten Online Choices To Get Clients To Choose You Again And Again Part 1 (17)
The more targeted your subscribers, the more chance you have of selling your services.Tap into your creative side, either with a friend, associate, or an Internet Marketing coach who knows this uncharted territory--the language of sales.
When Do I Need To Hire A Business Plan Consultant (18)
So why is something that is so important to the launch of a new venture so difficult to write? Good question! In this article I will try to address when you should go out and hire a business plan writer versus taking on the task yourself.
Business Legacy Less Important Than Comfortable Retirement Say Business Owners (19)
The service supplies access to the national media for marketers in the private, the public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information are packaged in a variety of ready-to-use formats and are made available to every Canadian media organization including weekly and daily newspapers, cable and commercial television stations, radio stations, as well as the Web sites Canadians visit most often.
7 Top Home Business Time Wasters (20)
That's right! While you are working tape your favorite programs. Watch them after business hours.7. Family Distractions:Make your home office "Off Limit" during work hours. Tell family members to handle any minor problems while you are at your computer.
Newer Articles Highlighter:
The Game Plan The Difference Between Small Business Success And Failure (1)
A game plan keeps you in the game. To use the sports analogy, it’s easy to see how you are going to win the game in from the locker room.
What Is A Bad Credit Personal Loan (2)
A UK Bad Credit Personal Loan is a low cost loan secured on your UK home. It frees up the spare capital (or equity) in your home for you to use on whatever you want.A UK Bad Credit Personal Loan is ideal if you want to raise a large amount and have a poor credit history – you may be able to get a UK Bad Credit Personal Loan even when you have been turned down for an unsecured loan.There are loan plans for applicants who have CCJ's and mortgage arrears, it doesn't matter how many months arrears you have or how many CCJ's you have registered against you, if you have the equity in your property the chances are that a loan plan can be tailored to suit your needs.
Student Home Purchase Plan (3)
However, the amount of money available is thinning, and the competition is growing stiffer for this money each year. The average student, over a 4 year degree, pays over $16,000 in tuition and books.
Why Do You Want To Start A Home Business (4)
A totally unique complete business centre where there is no guess work required. Many people around the world are currently experiencing this amazing system right now! You can get the full details here: http://www.onlineincomecentre.cominfo@onlineincomecentre.com
Successful Offshore Call Center Outsourcing (5)
The use of two or more vendors is an effective way of driving continued improvement from your vendors. It also acts as a safety net in case one under-performs.
Troubled Waters Require Capable Leaders At The Helm (6)
He was employed by the Lean Enterprise Institute in Boston for almost two years as C.O.O./E.V.P. He was the Founder and President of the Lean Enterprise Institute Canada.Over the years, Larry has worked with 100's of companies at various stages of their Lean journey in many different business sectors.
Be A Storyteller Not Just A Speaker (7)
what is your story? ©2004 by Sandra Schrift. All rights reserved Publishing Guidelines: You are welcome to publish this article in its entirety, electronically, or in print free of charge, as long as you include my full signature file for ezines, and my Web site address (http://www.schrift.com) in hyperlink for other sites.
Choosing A Merchant Account (8)
In junction with the length of contract most banks have a Cancellation Fee. This fee is usually the sum of the remaining months times the monthly minimum. A monthly minimum of $25 x 12 remaining months = $300.There are some banks that do not have 3 year contracts, though they charge application fees, set up fees, programming fees, over “cap” fees, and a whole handful of other fees that can total more than the cancellation fees.E) Other feesOther fees include mid and non-qualified rates, batch fees, charge back fees, AVS fees, gateway fees, terminal programming fees, customer service fees, annual membership fees and more.
Naming Names How To Name Your Business Product Or Service (9)
Sometimes the best inspiration comes from hearing about the deconstruction of other company's names. For you, I am happy to share how I came up with "Slice A Day :: your slice on marketing"...First the purpose and vision of my site was to have people volunteer some marketing stories...true case studies of business owners and how they promote business.
What To Do When Your IT Project Is Late Over Budget And Looks Like Its Never Going To Work (10)
According to four prominent research firms, only around 20% of all IT projects are finished in a timely manner. By “timely” the researchers mean without loss of quality or being over budget.
Are You An Expert At What You Do (11)
They can learn from you. You don’t have to know every last thing there is to know about a topic to offer them helpful information. Your fifth grade teacher didn’t know everything there was to know about mathematics, but he or she was still able to teach you math.
How To Use Humor To Increase Sales (12)
When in doubt, leave it out. If the cartoon does not perfectly support your point, leave it out.2. Always add the copyright information described in the licensing agreement.3.
Choosing The Best Life Insurance Option For You (13)
It therefore makes sense that we should insure the most important thing of all – our lives. Claire Bowes is a successful freelance writer and owner of http://www.a1-life-insurance-quotes.co.uk where you will find further information on http://www.a1-life-insurance-quotes.co.uk/term-life-insurance.html http://www.a1-life-insurance-quotes.co.uk/whole-life-insurance.html and http://www.a1-life-insurance-quotes.co.uk/mortgage-life-insurance.html.
Classified Ads What Works What Doesnt (14)
CLASSIFIED AD PLACEMENT Study the ads in publications where you would like to place yours to see what works. And STUDY them like you'll have an exam over them.
Making The Dealer An Offer By Kevin Schappell (15)
Remember you can always go back and they can always call you when they realize you will not be buying on impulse and really mean business. You have spent hours researching, why throw that away buy getting nervous and signing a deal you do not feel is fair.Kevin Schappell maintains http://www.carbuyersclub.com where he gives advice on car maintenance, buying, selling, insurance, and financing.
Team Effort Pays Off For Entrepreneurs (16)
Copyright 2003 Permission required before reproducing.Mike Menaker is a certified business coach with Action International- New Jersey. He draws upon more than 25 years of business experience to help small and medium-sized companies to become more successful.
The Delicate Art Of Balancing The Budget (17)
The government budget, therefore, is the single most important economic decision, the most crucial economic event every (fiscal) year. The government finances its budget mainly by taxing individuals and corporations.
Surviving The Workday In Your Organization (18)
At lunchtime - go for a walk - your organisation will survive without you for an hour! And besides, you need the exercise. Listen to your Mood - if you're carrying out your work with a pleasant attitude without forcing yourself too much - you're within your limits.
Common Mistakes Motorcycle Buyers Make When Looking For A Motorcycle Loan By Jay Fran (19)
If fixed how long will it be fixed for? Are there circumstances that can make the interest rate on the motorcycle loan change in the future? What happens if a payment is 30 days late?
Time Out (20)
Our family benefits from the presence of our children's great grandmother, who begins her 91st year, likes football ("Oh, that poor Drew Bledsoe."), but dislikes current interest rates. Clearly, her perspective includes long-term opinions on history, mores, and the economy.