What is Road Hazard Warranty? Do You Really Need It? by Gene Grant
You are prepared to spend an average of $300 - $500 for new sneakers for you vehicle. It’s a maintenance item that is not optional and then the salesperson asks you if you want to purchase the Road Hazard warranty.
“It’s ONLY an additional $10 - $20 for each tire,” he or she says. So, you’re thinking, “Don’t my tires come with a warranty already?”
Great question! Most tires come with a warranty which covers workmanship and materials. In other words, the tire maufacterer covers things which are in their control, like defects. They are not interested in warranting the condition of the roads or your inability to hit debris.
This is where a Road Hazard warranty can save you money and aggravation. Road Hazard warranties are one of the best values, yet one of the most misunderstood benefits. Let’s start off by expalining exactly what is a Road Hazard warranties and how does it save me money?
Most Road Hazard warranties are set up to protect you, from paying full price, even if you happen to get a flat or even destroy a tire beyond repair. If you are fortunate enough to have purchased the warranty, you will only pay for the amount of tread that you used prior to the needed replacement. (This is called pro-rated).
Here is an example. Let’s say your tire is 1/2 way worn at the time of the flat. With tires averaging $100 each, your replacement cost would only be $50.00. Much better than full price, yes? Definitely - great value.
Typically, Road Hazard warranties will cover things like nails, glass, metal, stones etc. and almost anything else that could puncture or damage a tire. Some Road Hazrd packages provide a nationwide coverage, which are great for people who are traveling, or vacationing, because you now have peace of mind knowing that you are protected while away from your local area.
In addition, many Road Hazard warranties offer other benefits like free rotations and free balancing (check where you purchase your tires for all the details). Regular maintenance is the best way to extend the life of your tire and get as many miles as possible for your investment.
Next time you are ready to purchase tires, ask your tire dealer for the road hazard warranty. You’ll be glad you did.
Gene Grant is retired from the automotive industry after 25 years and has created the resource http://www.acarmart.com.
Previous Articles Highlighter:
Using Sector Funds To Construct Diversified Mutual Fund Portfolios (1)
A CaveatDiversification is one of the cornerstone principles of mutual fund investing. Sector funds that focus on high-growth sectors or narrow niches of the economy tend to be volatile.
Venture Leasing A Smarter Way To Build Enterprise Value (2)
The strike price is typically the share price of the most recently completed equity round. Including a warrant option often encourages venture lessors to enter transactions with companies that are very early in development or where the equipment to be leased is of questionable quality or re-marketability.Building a young company into an industry leader is in many ways similar to building a state-of-the art airplane or bridge.
Useful Tips On Buying A New Or Used Car By John Mussi (3)
A UK Home Owner Loan is a cheap, low cost, loan secured on your UK home. It frees up the equity in your home for you to use on whatever you want.
Why Your Mutual Fund Doesn’t Return As Much As You Think (4)
"The little guy is left thinking he didn't do too badly when in fact he didn't do nearly as well as he thought."Even the Securities and Exchange Commission is fed up.
Why Mobile SMSText Messaging (5)
What is Mobile SMS/ Test Messaging?Mobile text Messaging, or Short Message Service (SMS), as we all know it, is the ability to send and receive text messages to and from mobile telephones.
Better Decisions Balancing Efficiency BuyIn (6)
Autonomous You decide without consulting others. You might ask for some data, but dont ask others for their thoughts on defining the problem or generating a solution. B.
A Mass Customization Revolution (7)
Most of us have known someone that this has happened to in the past. Reluctance to change can cause the demise of any very good company. EdgeWISE Tools is unaware of any other process that can produce the variety of products and open up design creativity as much as what you get when you use the RFL.
Why PR Is An Engine For Economic Growth (8)
Kelly © 2004. Bob Kelly counsels, writes and speaks to business, non-profit and association managers about using the fundamental premise of public relations to achieve their operating objectives. He has been DPR, Pepsi-Cola Co.; AGM-PR, Texaco Inc.; VP-PR, Olin Corp.; VP-PR, Newport News Shipbuilding & Drydock Co.; director of communi- cations, U.S.
Step Back To Succeed In Decision Making (9)
It seems that very few people (and very few managers) have mastered the ability of detachment. The way to stay calm while others panic is as easy as this:S top what you are doingT hink logically through each optionE stimate the likely outcomes of each optionP lay the probability game – what is the likely option?B e sure that you have all of the facts – do you need anyone or anything else?A ccept that you have made the best decision based on the facts you haveC heck with your instinct – does it feel right?K eep calm and make the decisionThe best managers follow this framework and make a decision in seconds.
How To Negotiate A Settlement With An Insurance Claims Adjuster By Dan Baldyga (10)
You say, "I’ve been miserable! There was no way I could get back to work because of the pain in my neck and back." Strong shift's in his seat and a victorious look (one that says he knows it all) begins to march across his face.
Something New For Managers (11)
Now that’s not only a blueprint, it’s a foundation for a public relations effort that can persuade those important external stakeholders to your way of thinking. Then move them to take actions that lead to your success as a manager working for a business, non-profit or association.
7 Work At Home Mistakes To Avoid (12)
If you are not 100% certain that the person or persons you are advertising your Surfside Internet site to will not complain, DO NOT advertise your site to that person or persons.
Three Proven Steps To Improve Your Home Business Advertising Response In Just 1 (13)
Offer them what it is they want. Generate a response by forcing them to respond to your offer. Proven Step #2 Your competitors probably waste a lot of money because they're charged for people who will never even consider their offer.
This Is The Power Of PR (14)
From speeches, facility tours, emails and brochures to consumer briefings, media interviews, newsletters, personal meetings and many others. But be sure that the tactics you pick are known to reach folks just like your audience members.
Working As A Knowledge Worker In The Information Age (15)
"Communities of Practice". Cambridge , Eng. : Cambridge University Press.S. Whittaker and H. Schwarz, 1999. “Meetings of the Board: The Impact of Scheduling Medium on Long Term Group Coordination in Software Development,” Computer Supported Cooperative Work, Volume 8,pp.
Networking 1 (16)
Be sure to reciprocate when one of these individuals calls you about your area of expertise. Networking is not a one-way street.Many times by having contacts in companies you want to do business with, you can find out how they want proposals, bids or contracts done beforehand, and gear your paperwork towards this end.The library is a good source, so are the publications you subscribe to.
The 6 Stages Of Modern Career Development (17)
But if you approach this stage with a positive frame of mind, you will find that you will learn about many possibilities you may have never considered.Key characteristics: Researching the world of work Conducting informational interviews with people in your chosen fieldIn the Preparation Stage, you are still getting ready to do your life’s work.
Ten Effective Ways To Reduce Your Business Costs (18)
You can find used items at yard and garage sales, used stores, used stuff for sale message boards and newsgroups etc.9. Negotiate You should always try negotiate a lower price for any business equipment or supplies.
Achieve More In 2 (19)
“I will start my own catering business” is a lot stronger than “I want to go into business for myself.” Challenging goals are motivating. Set goals that will push beyond what you usually think you can accomplish.
Time Out (20)
What made this news unsettling? Back in August (2003), the Federal Open Market Committee (FOMC) said, "The committee believes that policy accommodation can be maintained for a considerable period".
Newer Articles Highlighter:
To Grow Out Of Unemployment (1)
Only the most skilled workers will possess the ability to dictate their own wages and, even then, we are talking about ridiculous wages in Western terms. There is so much competition for every vacancy ("an employers' market") that the likelihood of demanding (and getting) higher wages (and, thus, generating inflationary pressures is all but non-existent).
How To Take Your Stalled Projects To The Finish Line (2)
I have several projects going at once -- but I never seem to finish them! I'm pulled in so many different directions -- and I end up with nothing to show for my efforts!A.
Temp Gretta And The Great Seattle Race (3)
Finally, Hairless Harry straightened the wheels and sped off down the street.Still glued to her seat, Quick Draw Lucy roared with laughter — Hairless Harry was going the wrong way!To be continued…About The AuthorMarti Talbott is the author of: Colorado Cold Case - the Botham/Miracle murders.
The Rules Of The Road By Kevin Schappell (4)
I guess this has been a list of my pet peeves, but I hope it will help you have a safer trip down the road. Remember, we all share the road and together we can make it safer.
Social Engineering The Real ETerrorism (5)
During the hour long conversation the hacker mentioned he had a car for sale. The technical support operator expressed an interest so the hacker sent him an e-mail with a photo of the car attached.
Who Is Running Your Business (6)
You may consider this deceitful, but reconsider. You are in control, so take control by being in charge of your time and your business time.How do you pay the bills with no appointments?
Can You Really Improve Your Organisation Skills (7)
I'm sure most of you have heard of Zig Ziglar International Sales Guru. Well in one of Zig's weekly newsletters, there were a number of comments about the habits of well-organised people which I couldn't resist sharing with you.What are the habits of well-organised people?Can a person be 'taught' skills that will make them organised, or is that a quality you either possess or lack?We asked those questions of our readers and here are some of their responses:"I think that natural abililty has to be coupled with good training to fully develop skills such as being organised.""Thankfully, organisation skills are learned.
Want To Loosen Uncle Sam’s Grip On Your Wallet (8)
Taxes will be due upon withdrawal at ordinary income tax rates. Withdrawals made prior to age 59 1/2 may be subject to an additional 10% penalty.Jim Larranaga is Executive Vice President of Priority Publications, a Minneapolis-based publisher of financial newsletters.Courtesy ARA Content, www.ARAcontent.com; e-mail: info@ARAcontent.com EDITOR'S NOTE: If you would like to run "Talking About Money" as a regular weekly column sponsored by a local financial institution, contact Jim Larranaga at 1-800-727-6397.
Why Choose A Bad Credit Personal Loan (9)
There are loan plans for applicants who have CCJ's and mortgage arrears, it doesn't matter how many months arrears you have or how many CCJ's you have registered against you, if you have the equity in your property the chances are that a loan plan can be tailored to suit your needs.
The 21st Century Way To Build Equity (10)
In other words, you'll get more value per dollar and save thousands as well; as much as 25% to 30% in interest over the life of the loan.Combine the benefits of a biweekly payment schedule with a union between an Electronic Funds Transfer (EFT) mode of account servicing that is governed by Regulation "E" of the Federal Reserve to a plug into the internet and you will find a super-efficient, safe, consumer-friendly method of paying a monthly obligation that won't take a huge bite from one paycheck.
How Your Auto Insurance Rates Are Determined By A. Chris Tijerina (11)
One area may have higher lawsuit payouts or higher theft rates than another area. Even if you live in a affulent area your rates may be higher due to the higher value vehicles in your area cost more to fix than in an area with lower value vehicles.
Characteristics Of High Performance Teams (12)
Circle the characteristics that describe your team; cross off those that don't describe your team.PARTICIPATIVE LEADERSHIPEnvisioning leadership and organizing leadershipClear leadership role that is sharedEnables people to make choicesShared normsShared valuesMembers drawn to the teamTeam identityBelonging/membershipSynergismFuture focusedALIGNED ON PURPOSE AND VISIONCommon shared purposeClear shared visionSelf directingHigh moraleTeam goals align with personal goals and organization goalsProblem solving, not laying blameClear, shared understanding of team members' rolesTASK FOCUSEDChallenging tasksIndividual accountability/ownershipEquality in workloadQuality focusClear tasks and milestonesMutual respect for abilityCommitmentSHARED RESPONSIBILITYShared decision makingRewards linked to team performanceRecognize expertise/value added in individualsCooperationClear standards of acceptable performanceCelebrates successClear authority and responsibilityContributionMembers responsible for team successINNOVATIVECreative talentsMay promote personal relationshipsRespect for individualsEmpowered and empoweringPROBLEM SOLVINGUpfront and direct; confronts issues not peopleTrustClear decision-making processConflicts managed wellFreedom to express ideasFreedom to share opinionsSTRONG COMMUNICATIONSuperb communicationOpen communicationOpennessClear communication channelsShare common language and terminologyExternal communicationsTime managed wellStructure, purposeful meetings (facilitator, timekeeper, recorder, scribe)RESPONSIVEUnite/partner with other teamsFlexibleOutward focusedFocus on the customerAllows risks and mistakesPromotes group learningSELF MONITORINGSelf correcting; evaluates its own performanceIndividuals pleased with work resultsAssigns opposing viewsTerence R.
What You Must Know When Marketing Your Business (13)
Why don’t they buy from you? Assumptions by current staff about the market? What can you predict about the future? What to do about it? How attractive is your product or service to the consumer?HOW DO YOU GET THERE?
Yesterday’s Project Manager Is Today’s Project Engineer (14)
The rapid growth of technology, greater exposure to knowledge, higher levels of awareness are making the young project engineer act more and more like a project manager. What I mean is, todays project engineers are actively supervising new graduates, setting and monitoring schedules & budgets, interacting with clients and so on.
Become A Customer EnthusiasmGuru (15)
Evaluate your customer base. Who are your best customers and why? What similarities do they share? What are their core needs and how do you solve them?
How To Walk The Floor And Talk To Customers (16)
Yet, it is the most under-used skill by many retail managers, but one of the most important roles in their supervision. 1. You Are the Maitre of Your Business Your role is take that of a maitre d’hotel.
Negotiating Rates With Your Credit Card Company (17)
They key however is to not bluff but to follow through with your threat. Close the account, ask for them to send you notification in the mail, cancel the credit card and use another card.In conclusion, you can be successful with the negotiating process if you follow the above mentioned tips.
What Is Optimum Performance (18)
It is natural to grow and become more, when we do what we love and what we want. Optimum performance is about doing the 'right things' really well. You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included.
How To Turn Business Losses Into Cash Flow (19)
It would be prudent for the partnership agreement to record the reasons for the ratio used.So, how does it work? Most businesses start off making losses, and small businesses and home-based businesses are not exempt from this.
Closing The Deal By Kevin Schappell (20)
If your car is spotless make sure the dealer knows he will not have to recondition it. Most research sites list trade-in value in the pricing reports, this is a good starting point.
Permalink to What is Road Hazard Warranty? Do You Really Need It? by Gene Grant